Vice President - Human Resources

The Position The Vice President Human Resources will report to the Senior Vice President Human Resources.? Reporting to this position is an Assistant Vice President, a Manager of Compensation, a Manager of Training and Development, and 20+ indirect reports.? The Assistant Vice President is responsible for employment, employee relations, benefits, human resource information systems, equal employment opportunity, and other assigned responsibilities.?
The selected candidate will assist the Senior Vice President in developing bank strategic policies and programs that integrate with business strategy needs and supports efforts to attract, develop and retain talent.? The Vice President Human Resources will handle the following responsibilities: ?

• Performance Management: Leads performance management program providing tools and processes that effectively measure and reward desired bank results while ensuring managerial effectiveness and employee engagement.
• Organization Development: Work with the Senior Vice President and executive team to develop and execute strategy for acquiring/developing next-generation leaders and their successors. ?Manage the talent development process to provide a diverse talent pipeline for both short and long-term needs of the bank, including senior management and executive levels. ?Strengthen the senior leadership of each functional area by providing coaching and counsel to senior executives to strengthen their own leadership capability. Set strategy for succession planning and related developmental activities, oversee leadership development programs ensuring their linkage to the organizations strategies, goals and objectives.?

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• Talent Acquisition: Ensure that recruiting practices across all levels of the organization are continuously improved and enhanced and are aligned to business strategies and future needs. ?Develop workforce planning capability to ensure human capital needs of the bank are known, strategies developed and implemented to ensure needs are met.?
• Business partnering: Act as a strategic thought partner to the Banks leadership to build stronger leadership teams to enhance the performance of the bank.? Provide counsel appropriate for each specific situation based upon an understanding of the bank combined with deep expertise in organizational development and effectiveness.
• Culture and communication: Drive high performance culture by effectively communicating human resource values, ideas, plans and programs to affect the required cultural evolution. ?Foster an environment that stimulates open communication, transparency and creativity and engenders a one-team spirit. ?Direct, implement and coordinate change initiatives to support enhanced organizational effectiveness within the bank.
• Team management: Lead the human resources team to help drive business results.? Encourage groups and individuals to work collaboratively by focusing on common purpose of team. ?Evolve the HR organization within the bank and maintain its profile, presence and delivery model as a strategic business operating function
• HR compliance: Monitor and address legal compliance issues to ensure the organization complies with local and national laws.

Qualifications: ? PROFESSIONAL EXPERIENCE / QUALIFICATIONS ? The ideal candidate will be a highly accomplished HR executive with a proven track record of success leading a strategic HR organization that partners with the business in a complex enterprise. ?This vibrant, energetic and performance-driven individual will be known for his/her deep involvement in and knowledge of the details of the business, not just the ability to provide HR support to a business.? Demonstrated results in organizational and leadership development and design as well as in change and talent management, this individual will have significant experience building and leading a team of HR professionals. ?He/She will be ahead of the curve and agile in anticipating and developing both tactical as well as strategic HR plans and programs to accomplish the banks mission and objectives. ?The individual we seek, who is critical to the banks success, will be expected to take the HR function to a new level on both a tactical and strategic basis. ?Specifically, he/she will have experience in the following areas:

• This executive will have a minimum of 10 years of broad Human Resources experience in HR academy organizations, at least five of which in an influential leadership capacity. ?A background in financial services or technology industries is a significant plus.
  
• Serve as a personal advisor to key members of management. ?Must be willing to challenge managements point-of-view when appropriate, offering alternative constructive suggestions.
  
• Possess functional expertise in organization design, change management, benefits, performance measurement, employee relations, recruitment and staffing, training, and leadership/management development including succession planning.?
  
• Have knowledge or the willingness to learn the business, including success metrics, to ensure performance objectives and programs to reinforce achievement of business objectives.
  
• Be a businessperson with sound judgment and have the ability to make contributions viewed to be of value to the organization as a whole. ? It is important that the individual selected understands the bus i ness and is able to recognize the potential of individuals.? He/she will implement and lead an efficient process for hiring, developing, and retaining great people across the organization.
  
• An undergraduate degree is required with an advanced degree in Business Administration, Human Resources Management or Organizational Development being highly desirable

Skills and Personal Competencies: ? LEADERSHIP CHARACTERISTICS ? Business Acumen

• Keeps abreast of key market trends/changes and takes appropriate action to ensure continued leadership and competitive advantage.
• A quick learner with strong analytic orientation.

Setting Strategy

• A track record of establishing an HR vision and successfully executing against it.
• Acts in advance of the market to position the human capital function and the business for the future.
• The ability to deal with ambiguity.

Driving Results

• Establishes effective decision-making and priority-setting processes for major HR projects and initiatives.
• Credibility earned through delivering results in a hands on manner.
• Balances urgent and effective action with a commitment to excellence.

Human Resources Acumen

• Proven results in all aspects of the HR function and a working and evolving knowledge on contemporary HR topics.?
• Depth in talent acquisition (including senior management and executive levels).

Leading Teams

• Proven track record of recruiting and retaining high performance teams.
• Provides direct leadership to the HR team by setting, communicating and modeling high standards of performance and professionalism, developing and maintaining a high level of personal credibility and demonstrating consistent sound judgment.

Influencing and Negotiating - Inspires trust and credibility

• Promotes ideas and proposals persuasively
• Shapes stakeholder opinions; projects a positive image; takes the time to understand underlying issues and works to build consensus, win-win outcomes; picks battles wisely, treats all points of view with respect even if he/she disagrees.

Communication

• Keeps two-way communication flowing with key stakeholders
• Delivers clear and effective verbal and written messages. ?Knows the right tone, manner and channel to use for all circumstances; listens actively and acknowledges conflicting points of view.

Ethics/Acts with Integrity

• Actively walks the talk and models principled leadership and sound business ethics in all interactions at all levels. ?Demonstrates commitment to the organizations values and builds trust, credibility with others by aligning words with actions, following through on commitments, and taking ownership and accountability for his/her own actions and behavior.

Managing Change and Innovation:

• Flexible and adaptable. ?Develops and applies creative solutions to business issues; anticipates situations and needs and finds flexible answers; champions innovations to improve business and functional performance. ?Plans and executes communications around change.

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Social Media Book by Ric Dragon, Social Media Expert ...

FOR IMMEDIATE RELEASE:

Social Media Book Takes Aim at Putting a Process to Achieving Goals

New York, NY and Kingston, NY? June 7, 2012 ? Social media expert and CEO of digital marketing agency DragonSearch (dragonsearchmarketing.com) Ric Dragon will launch his latest book, ?Social Marketology,? today at Blog World NY conference at the Jacob Javits Conference Center, where he is also a featured speaker.? The social media book, published by McGraw-Hill, provides companies with a framework with which they can create a process framework for their social media activities and improve engagements with their customers.?

Dragon is a sought after speaker and considered by many to be a social media guru with a unique ability to help companies achieve their overall marketing goals by using digital media tools effectively.? ?Social Marketology? is his second book, his first a Mc-Graw Hill published e-book, ?The DragonSearch Online Marketing Manual.? Dragon, who founded the DragonSearch digital marketing agency in 2007 with partner Don Tallerman, has focused on the future of social media in his writing because he sees it as a ?here-to-stay? element of any marketing program.

A Unique Approach to Social Media Marketing Process and Strategy

By outlining a framework around which a focused social media campaign may be constructed,??Social Marketology??provides a concrete method for marketing through social media that is also flexible enough to be adapted to the social media platforms of today and tomorrow.

?Creating a social media strategy is a step many overlook because they are so eager to jump into these relatively new marketing tools,? said Dragon.? ?Social Marketology helps companies establish a social media process that starts with their desired outcomes, those elements that will determine the company?s long term success.? In the book, I take a lot of time detailing the upfront work that needs to be done before a company posts its first Facebook message or sends its first Tweet.?

While many social media marketing strategies offer little beyond establishing an online presence and some ?tips and tricks? for particular platforms,??Social Marketology??draws off a more holistic body of knowledge that incorporates social media within in the context of larger organizational goals. By the end of this book, marketing executives will have the knowledge to implement an effective social media marketing campaign that is testable, controllable, and fully integrated within broader campaigns and goals.

Dragon will introduce the new book at the Blog World NY conference on June 7 during his presentation: ?Social Marketology: Process in Social Media Marketing.?? A book launch party was held, June 6, at TheLabNYC in Manhattan.? Images available upon request. For an interview of Ric Dragon or to receive a copy of ?Social Marketology,? please contact Paul Rakov, Director of Public Relations, DragonSearch, (212)246-5087 x123, paul@dragonsearch.net or @PaulRakov via Twitter.?

About Ric Dragon

Ric Dragon is the CEO and founder of DragonSearch, a digital marketing agency. Dragon is a sought-after speaker, appearing internationally as a social media expert and digital marketing professional whose insights help companies create a solid social media strategy and process. His upcoming speaking appearances in include Blog World NY, June 6; 140 Conf NYC, June 19; Social Business Conference ? Richmond, Va., Sept. 11.? Contact Ric Dragon at 212-246-5087, dragon@dragonsearch.net, or via Twitter @RicDragon.

About DragonSearch

Founded in 2007 by Ric Dragon and Don Tallerman, DragonSearch is a digital marketing agency specializing in search engine optimization, social media marketing and pay per click advertising with offices in New York City and Kingston, New York.? Servicing a wide variety of clients, DragonSearch utilizes search engine optimization (SEO), pay-per-click (PPC) management, social media marketing (SMM), and web site development to effectively drive potential customers to a company?s web and social sites.? Company founder Ric Dragon is the author of ?The DragonSearch Online Marketing Manual,? and ?Social Marketology,? both published by McGraw-Hill.

# # #

Press Contact:
Paul Rakov
Director, Public Relations
DragonSearch
(212) 246-5087 x123
paul@dragonsearch.net

@PaulRakov

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Editor's Selections: Colors and Stuttering

By Krystal D'Costa?| June 7, 2012 |??

Share ?Email ?Print

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It?s Thursday, so that means Research Blogging Editor?s Selections!

This week you?ll want to be sure you check out:

• Quick?what color is the sky? Aatish Bhatia has a fascinating discussion on colors up at Empirical Zeal, demonstrating nicely the ways in which we construct elements of our world that seem so concrete with time.

• And Dr. Stu gets to the bottom of stuttering, steering us away from the dominant psychological explanations with a look at what happens physiologically when we stumble over our words.

Until next time, folks. I?ll be back next week with more from anthropology, philosophy, and research.

About the Author: Krystal D'Costa is an anthropologist working in digital media in New York City. You can follow AiP on Facebook. Follow on Twitter @krystaldcosta.

More??

The views expressed are those of the author and are not necessarily those of Scientific American.

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Video: Bipartisan in prison

Foursquare's no longer just about where you currently are

Foursquare is getting a snazzy redesign. On Thursday, brand-new versions of the location-based social networking service's apps are being released. What's changing? Well ... a lot. The app's basically been torn apart and rebuilt from the ground up. It no longer simply helps you share your location, but now actually guides you to new places.

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Accusers to be unmasked at Penn State trial

Former Penn State University assistant football coach Jerry Sandusky arrives for the second day of jury selection as his trial on 52 counts of child sexual abuse involving 10 boys over a period of 15 years gets underway at the Centre County Courthouse in Bellefonte, Pa., Wednesday, June 6, 2012. (AP Photo/Gene J. Puskar)

Former Penn State University assistant football coach Jerry Sandusky arrives for the second day of jury selection as his trial on 52 counts of child sexual abuse involving 10 boys over a period of 15 years gets underway at the Centre County Courthouse in Bellefonte, Pa., Wednesday, June 6, 2012. (AP Photo/Gene J. Puskar)

FILE - In this Nov. 11, 2011 file photo, students walk past the Old Main building on the Penn State campus in State College, Pa., two days after the university's board of trustees fired football coach Joe Paterno and university President Graham Spanier amid child sex abuse allegations against assistant coach Jerry Sandusky. The young men who accuse Sandusky of molesting them have been allowed to remain anonymous through months of heavy media coverage. But that will change when they take the witness stand as early as Monday, June 11, 2012, where they will be forced to state their names for the record. (AP Photo/Matt Rourke, File)

The young men who accuse former Penn State assistant football coach Jerry Sandusky of molesting them have been allowed to remain anonymous through months of intense news coverage and water-cooler conversation about the scandal.

That's about to change.

When they take the witness stand in a packed Pennsylvania courtroom as early as next week, the alleged victims will be forced to state their names for the record ? traumatizing them all over again, their lawyers and victims' advocates argue, especially given the very real possibility their identities will become common knowledge via social media and the wider Internet.

Most traditional media organizations, including The Associated Press, have longstanding policies against using the names of alleged victims of sexual assault, viewing the crime as so intensely personal and the potential effect of public disclosure so traumatic for the accuser that withholding the identity outweighs the public's right to know.

But in this anything-goes age of social media and citizen journalists, when anyone with a smartphone can tweet or blog, old media standards may no longer make much difference.

Anyone lucky enough to grab one of the 85 courtroom seats reserved for the public could sit in for the day, jot down some of the accusers' names, leave and disseminate them to the world.

"Most of us want to have some control over who we share intimate details of our lives with," said Karen Baker, director of the National Sexual Violence Resource Center. "To have that out there on the Internet, you've totally lost control, and it's a scary thing."

Sandusky, 68, faces 52 counts accusing him of sexually abusing 10 boys over a span of 15 years. Prosecutors say the retired coach befriended boys he met through The Second Mile, the charity he founded for youngsters in 1977, then attacked them, in some cases in his home or inside university athletic facilities. He has denied the allegations.

Most of the accusers are now in their 20s. Up to now, they have been identified in court papers only as "Victim 1," ''Victim 2" and so on.

Five of the eight alleged victims who could be called to the stand asked Judge John Cleland for permission to testify under pseudonyms, saying through their lawyers that exposing their names would subject them to shame, ridicule and harassment.

An attorney for the accuser known as Victim 4 submitted an affidavit from his psychologist that said public disclosure could trigger symptoms of post-traumatic stress disorder and interfere with the young man's treatment and recovery.

And a coalition of advocacy groups argued that removing the cloak of anonymity would have a chilling effect on victims' willingness to report abuse. Most childhood sexual abuse already goes unreported because young victims fear they will be ridiculed or disbelieved, the groups noted in a brief submitted to the judge.

But the judge said there is no authority in Pennsylvania law to allow the alleged victims to remain anonymous. While state law shields the identities of child victims of sexual assault, it affords no explicit protection to adult accusers even if the abuse took place when they were children.

Cleland also said there is a public policy consideration at stake.

"Courts are not customarily in the business of withholding information," he wrote. "Secrecy is thought to be inconsistent with the openness required to assure the public that the law is being administered fairly and applied faithfully." With rare exception, Cleland said, all citizens have a duty to testify publicly, "no matter how personally unpleasant."

In the wake of that ruling, victims' organizations pleaded with the public and the media Thursday to exercise restraint.

"Victims everywhere should know that their privacy will be respected when they come forward to reveal intimate details of sexual abuse. They participate in the criminal justice process in an effort to do the right thing and testify about their experiences; they should not have to worry about being publicly targeted when doing so," said Baker's group and others said in a statement.

John Giugliano, a clinical social worker and associate professor at Widener University, said victims of childhood sexual abuse can suffer anew when their names are publicized because the most humiliating episode of their lives is suddenly open to public inspection and judgment. Common symptoms of abuse ? depression, anxiety, substance abuse, difficulty connecting with others ? can flare up or become more severe, he said.

Beth Docherty, who was 15 when her music teacher raped her, said she was grateful her name wasn't released. Even with the court's protection, though, a newspaper account contained just enough detail about her identity ? that she played flute ? that it became known within her school. She said the teacher's supporters sent her hate mail and broke her windows.

Docherty, now 43 and president of the board of Pittsburgh Action Against Rape, sees parallels with the Sandusky case. Just as she was blamed for reporting her attacker, Docherty said, some Penn State fans have blamed the accusers for football coach Joe Paterno's firing last fall, just months before his death from cancer.

"You've gone through this horrible thing, and you have people who don't know you blaming you, saying you caused this icon to be brought down. It stays with you. It affects you for a long time," she said. "Having that identity kept from the public is a little bit of a comfort, so I feel for them. It's going to be really traumatic, and I give them a lot of credit to still go through with it and not crush and crumble under all the pressure."

If the victims' names do become public knowledge during trial, it probably won't be the result of reporting by the traditional media.

"We have a firm and longstanding policy not to publish the names of victims of sexual crimes without their consent," Lawrence Beaupre, executive editor of Times-Shamrock Communications, said in an email. The media conglomerate publishes The Times-Tribune in Scranton and several other newspapers and has sent a reporter to the trial.

More than 80 media outlets have been credentialed to cover the trial, from broadcast networks and major newspapers to Internet portals, independent journalists and tiny online news operations, some of which told AP that they, too, plan to withhold the accusers' names.

At the same time, the issue of whether to shield victims of sex crimes from exposure has launched countless newsroom arguments. Is it fair to the alleged perpetrators to allow accusers to remain anonymous, especially in cases where the charge has turned out to be false? Is such a policy inadvertently perpetuating the notion that victims of sexual abuse have something to be ashamed about?

The Society of Professional Journalists' code of ethics does not include a blanket prohibition on using the names of sexual abuse victims; it merely advises news organizations to "be cautious" about identifying them.

Kevin Z. Smith, SPJ's past president and chairman of its ethics committee, said it is his personal belief that media organizations should reconsider their stand against naming.

"We shouldn't stigmatize victims of sexual assault," he said. "I don't think as a society we do ourselves a favor by ostracizing these people, and I don't think the press does a helpful job by perpetuating that by saying, 'We are going to protect you.'"

Even Giugliano, the social worker, said there can be a benefit to testifying in open court. Some victims find it liberating to confront their abuser, he said.

"There can be a very positive effect through all of this, a release of shame, having their voice heard and their day in court, a feeling of being vindicated," Giugliano said. "Those things can have a very positive, empowering effect."

But he said that decision should be left to the individual and his therapist.

Associated Press

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Business Continuity Blog ? Safe Harbor Consulting ? Failure and ...

So, even though I opened a Twitter account about 2 years ago, this week I decided to start really using it.

I tweeted a thing or two to the 3 people following me.? It was fun, but a lot like talking to myself, which, I sometimes do.

Then, I started looking for people and organizations that I wanted to follow.? Some in sports, some in entertainment, a few friends I found, and even some in the field of business continuity and crisis management.? I also found Eric Greitens whose book, ?The Heart and?the Fist? I had recently just finished reading ? a read I highly recommend to all.

Today, one of Eric?s tweets included a link to this article in The New Yorker ? ?Failure and Rescue?.? I think this article has a profound message for everyone in all walks of life, but I also think it has significant meaning to business continuity, disaster recovery and emergency response planners.

I recently posted a few blogs about the need to have plans that are flexible and provide the framework for decision makers to change the plan when needed ? which, in my mind, will be always for any situation that occurs.? In this article, Atul Gawande, presents this message much better than I ever could.? His concept of rescuing the plans is, in my mind, brilliant.

There is no need for me to try to recap the article for you; I would ?fail? miserably in my attempt.? So, I simply suggest you read it for yourself.? I believe you will be glad you did.

And then, to thank me, you can ?follow? me on Twitter @jpflach.?

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NTT DoCoMo's augmented 3D chat system lets you have your virtual cake

Google's Project Glass has garnered lots of attention among Earthlings and Saiyans on the augmented reality front. Now NTT DoCoMo is serving up its take on the subject -- a tablet-based interface it calls the "Live 3D Communication System." An augmented version of video chat, the system lets users create virtual objects via speech and also check out 360-degree views of virtual environments by moving their tablet around. Use of a special range-imaging camera also allows the software to add people within virtual spaces. The technology is a prototype so it's still a bit rough around the edges. For folks pining for a future with holodecks, however, this is the kind of baby step that's likely needed to make such dreams a reality (though, to be honest, you'll probably be long dead before a real holodeck comes to fruition). Folks whose appetites aren't quite satiated by the video from the Wireless Japan 2012 show can also check the official Japanese promo in all its cake-filled, cheesy glory after the break.

Continue reading NTT DoCoMo's augmented 3D chat system lets you have your virtual cake

NTT DoCoMo's augmented 3D chat system lets you have your virtual cake originally appeared on Engadget on Tue, 05 Jun 2012 06:32:00 EDT. Please see our terms for use of feeds.

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Social Networking ? What Are The Advantages And Drawbacks ...

Have you considered the increasing pattern of individuals investing so many hours facing their computer systems? Most probably, they can be having to spend a great deal time in Twitter or perhaps in Facebook. Undeniably, social networking is one of several inescapable causes on the net today. Let us discover the advantages as well as the cons of these social networking sites.

Social networking sites showed the doors to faster and much better connection. Allow me to share the benefits of these sites:

Connection

In today?s fast-paced lives, social networking is being used in the corporate world due to its effect. It?s got the ability to connect people as well as businesses. It usually is employed to build relationships and be connected with clients. Before, individuals just keep in contact via email or telephone calls. Today, they can link through an easy medium that is more enjoyable and interactive. As well as the good thing is that they can share photos and videos, bring up to date real-time news, and accomplish all these in a simple and convenient manner. Thus, companies used the power of Facebook, Twitter, as well as other social networking sites to enhance their businesses.

Feedback

In today?s fast method of communication, social networking sites enable you to ask for opinions and also obtain it immediately. As a result, it is possible to make your internet site, your product, or maybe your brand in a snap. This really is really a strong approach to execute market research and strengthen one?s business down the road.

Cheap

An additional benefit of social networking sites is that it allows us to communicate both for personal as well as business reasons in a cheap way, if not for free. In business, you can definitely find possible customers through social networking sites without having to spend a lot of money within the usual advertising platforms for example television or print. When your business is nevertheless small, and you have restricted spending budget, social network sites are definitely a must-try to promote your products and solutions.? ?

When there are actually benefits, the effectiveness of social networking sites has its own set of negatives as well. Below are a few that you need to know about:

Time Intensive

Because it?s free of charge, social networking strategies will be really time-consuming. The important thing here?s discovering tools, software, along with other solutions that can make the whole procedure less difficult and speedier.

Identity Fraud

Due to the absence of anonymity, you are exposing your identity to the open public. This may be employed for various other reasons that you might not have knowledge or authorization. Hence, you should be cautious with scams and also identity fraud.? There are several methods to overcome these problems though. With the aid of the technology, you ought to be alert to the risks and discover the best methods to prevent these complications from happening to you along with your business.

Conclusion

One can find benefits and drawbacks to the usage of social networking sites. Nevertheless, it truly is important to utilize this technology to thrive, especially in this time of cut-throat business campaigns. When done correctly, it is cheap, useful, and might take your company to the next level. As much as the disadvantages are concerned, it is just a a few choosing the best strategies to these disadvantages.

You will discover much more here: Advantages and Disadvantages of Social Networking Sites.

Related posts:

1. Social Networking And Games ? Friends Or Foes?
2. Get Your Organization Trending And Also Your Consumers Buzzing Employing Social Networking
3. Ideas To Assist You Realize Social Networking Marketing
4. Tips For A Managing A Effective Social Networking Marketing And Advertising Website
5. Try These Guidelines To Promote Your Company With Social Networking

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Should Your Business Be a Franchise Business?

How do you go about determining whether your business has a future as a franchise business? This is the ultimate question that you have to consider as a potential franchisor. You may have a successful business and may see franchising as a sure route to success, but it is possible for franchising to be the wrong route for your business. Like other major business decisions, this is something that you will have to do research on and to think about long and hard.

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One of the first issues you need to consider is the type of business you would like yours to grow into. If you want to expand your business by a few regional branches or offices, then franchising is not likely to be the way for you. Franchising involves so much legal red tape and expense that you do not want to venture in that direction for a relatively small expansion. If, on the other hand, your long-term plan is to expand nationwide and to do so dramatically, then you are probably right to consider turning it into a franchise business. Franchising is ideal for large-scale, accelerated growths of this kind because they are more financially manageable this way. Rather than having to shoulder all the associated financial burdens, you can rely on your franchisees to share the load. Furthermore, because they are investing their own capital into the process, your franchisees are bound to be more invested in making things work than would an employee you hired to run a branch of your business.

Something else you have to think about is whether your business will work well as a franchise business. Not every business can work under this model. Some businesses work best as mom-and-pop stores. They owe much of their success to the unique styles and personalities of their operators and to other contextual factors. If someone tries to replicate these businesses at other locations, he or she will quickly realize that they do not translate successfully in the new contexts. A business of this kind does not make a good franchise business. For businesses to be franchised successfully, the formulae on which they are based have to be replicable in other contexts with equal or greater success.

In addition to being replicable, your business should sell a distinct, innovative idea that makes it stand out in the market in order to survive post-franchising. It is not enough to simply copy another franchise business?s ideas and hope for success. You will be competing with that business, and the only way to do so effectively is to offer customers something that your competitor doesn?t.

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Poor Credit Mortgage Loan Limitless Potential For Constrained ...

Demographicis key factor that will effects ordering the real Estate Asset. Demographicis an information which generally now sets out the citizenry rate, the age, freeuality, wealth, migration styles from the people today. A lot of these features attack the purchasing of the real estate inside of the dangerous business for example people chooses to invest in home inside of the shops that are attractive while having most of the centres regarding back alleys, electric source also around niches. The development among populationaffects the real estate market widely. As for instance, in the world war months society for a particular kind of house goes down and consequently property and assets current market of their set up individuals a rapid not allow. However when it comes to write-up gua years once the populace may get remodeled better super fast escalating marketis experienced. Many good and bad that are available stemming from citizens value ended up when you come across for the duration of your pregnancy in middle-agers inside States, in the event that an incredible number of toddlers were actually constructed on article war time including a numerous most people moved to actually buy homes, animal shelters and therefore real estate markets. Interest payments certainly are a leading component tothe real estate market. The rise in a persons vision monthly premiums diminishes the particular purchasing of property or home.

Most people are unable to order ones own residential home as they don?t manage to spend property payments additionally the loan product. If ever the associated with interest go up,trendfrom the main buying of house moves torental real estate asset being all of us need an animal shelter to exist in as well as some you shouldn?t manage to really panama car rental definitely one. Conversely this decrease inside rate of interest influences targeted traffic to decide to buy their residence and either have or perhaps a property or else grow and maintain their property. The very guide buying of the exact property relates to the real estate market straight away; Then again information mill controlled indirectly when people actually buy expenditure connections. The reason is , whenever the interest charges fit most of the securities amount accelerates people these days find them. Economyaffects the housing market inside a the united kingdom with good gross domestic product rank, occupation percentage rate, and high quantities of generation of merchandise will have to be cheaply constant. Individuals would choose put in their own because condition. When is really a great men and women effortlessly find the property and even conventional place of that can land thenits investment has is going to evolved into pricy.

In case sort destinations face economic instability after that the stock trading getaffected world-wide along with the big financiers carry a major elimination. Procurment premises facial area aleast death mainly because generally if the real estate salem or promotes crumple threnyou could question your actual tenant leaving place or contract allowing in your actuel is truly small capital lease contract also, you achieve the application back once again shortly after that to get better your entire market elimination. Even though the buy thats generally inclined to industries is in fact future and can?t just be hauled eventually. Federal government programs in addition , get a new advertise. Just in example state decreases the tax of your residential property besides many people is likely to buy it and then a great surge in your market can be thought of. In cases where might fluctuations around the state administration then that overall economy of the united states would most likely show up and therefore speculators would most likely withdrawl their from your finance institutions and should saletheir money spent connections. Using other types of circumstances not unlike martial legislations sales amount of the land is reduced so therefore the need for the real estate market combined with property investment ties.

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Logitech Alert 750n Indoor Master System

Logitech's latest set of home-surveillance cameras build admirably on the existing Alert 750e Outdoor Master System??($349.99, 4 stars). The major difference is that the new Alert 750n Indoor Master System ($299.99 list) is, if you can't guess, for indoor use. The camera lacks weather-proofing, but costs $50 less. Plus, the indoor and outdoor systems are entirely compatible on the software end, so you can mix and match them, with up to six cameras on one network. ?Overall, the system offers an easy way to see what's going on at home when you're not there, even in the dark of night, and is our new Editors' Choice for surveillance cameras.

Design and Software
Thanks to the included mounting accessory hardware, which even includes a suction cup option, you can put the cameras just about anywhere, from wall to ceiling. However, Alert cameras use HomePlug to access your home network, so a nearby open AC outlet is required. And you can't plug into a power strip or a UPS?they prevent network signals from reaching your interior wiring and using the power lines like Ethernet cables.

Note: You also need to connect your router to the power lines, for the camera to be seen by computers as well as for any Internet functions (like watching live video on a mobile phone). So make sure your home router also has a spare outlet nearby.

The Alert camera is somewhat bulky, measuring 2.8 by 4.4 by 1.8 inches (HWD). If you don't mount it or suction it to a window, it sits in a cradle that doesn't allow position adjustment?there's no tilt, for example. But the wide-angle lens easily encompasses an entire room's width, so this isn't a huge problem. The HomePlug adapter for each camera is almost the same size. Both sport an array of LEDs to provide insight on network traffic. (You can turn them off for added stealth.)

In a nice touch, each Alert camera has a microSD card inside which stores up to 2GB of video. According to Logitech, that's enough for one week of recordings in a typical home. The company also claims a free Dropbox?account, with 2GB of free online storage, could also hold a week's worth of data from one camera. If you go over the 2GB on the camera, you can use your PC's hard drive for additional storage. You can specify in the Alert Commander software how much disk space to use.

All of this is in contrast to the Wi-Fi-based Dropcam HD?($149 direct, 4 stars), which stores all video data in the cloud. The only free option for cloud storage with Logitech Alert is to follow Logitech's directions to backup video to DropBox.

You could pay for the Logitech Alert cameras and that's it?local DVR recordings cost you nothing. ?If you're mobile, using an Android, iOS, or BlackBerry device, real-time viewing is always free with an app download, but that's it. However, you can subscribe to the optional Logitech Web and Mobile Commander service for $80 a year to watch recorded video on your phone or a remote PC. You can also manage the entire system this way, or even share clips and control multiple sites that have the Alert software installed.?

Features and Performance
The heart of the system is the Logitech Alert Commander software, which runs on a Windows system on your network. There's no Mac version. You can control up to six Alert cameras at a time. (Additional interior cameras, Alert 700n models, identical to the 750n but sans the dongle for your router are $229.99 each.)The video you record from each camera is stored locally on the camera or your hard drive. Playback is very good, with no buffering problems. However, it's only 960-by-720-pixel video running at 15 frames per second?not exactly full motion, but sufficient nonetheless.

Email alerts can be sent by the software whenever motion is detected. Luckily, you can throttle down both the sensitivity and the timing, so you're not inundated with messages. You can also set up zones of view to monitor for motion, so you don't get an alert just because a ceiling fan is spinning. In this case, only motion video is captured, which saves on disk space. You can also sit and watch the real-time video feed, or use Playback mode to skip through to the captured sections whenever motion was detected. Fortunately, you can fast forward at up to 8x speed if there's a lot to see. In comparison, the Dropcam HD features great motion capture, but doesn't have a fast forward for playback; the Avaak VueZone System?($199.95, 4 stars) actually makes you pay a bit extra for cameras that have motion detection capability.

The 750n camera, like the outdoor-focused 750e and competitor Dropcam HD, sees very well in the dark. Even in what humans would think is pure inky blackness, the lens can witness plenty. There's a microphone on the camera so you can listen to what you see, but no speaker, so there's no talking back to whoever you're spying on. That is a feature unique to the Dropcam HD.

I tested with an AT&T iPhone 4 and the app worked flawlessly. I saw a nice 640-by-480-pixel video that is essentially streaming from the camera to the router and out to the Internet. That said, the video was subject to a lot of buffering delay when the handset wasn't on Wi-Fi.

Unlike with Dropcam's mobile app, you can't watch stored video on the phone. That's for the Windows PC on the network only, unless you upgrade to the Alert Web and Mobile Commander service mentioned earlier; then you can watch recorded video anywhere.

Conclusions
The Alert system's cameras are bigger than the Dropcam HD's little puck, but both require a holder, so the size issue may be moot for all but the most stealthy of installations. And the use of HomePlug rather than Wi-Fi makes camera placement less flexible, but the Logitech Alert cameras use the power lines incredibly well and feature a quick, slick setup procedure.?Adding Wi-Fi to a future generation of Alert cameras will only make the line better.?Logitech addresses cloud storage with the Dropbox solution, but that could cost you if you're not careful. That's still less expensive than the optional $80 Web and Mobile Commander service, but not as versatile. The truly security conscious should make the upgrade.?All of that said, the Logitech 750n Indoor Master System and 700n add-on cameras are worthy siblings to the 750e Outdoor system, and share our Editors' Choice award designation.

More Webcam Reviews:
??? Logitech Alert 750n Indoor Master System
??? Warpia ConnectHD Wireless Webcam SWP400VC
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North Korea's Military 'Targets' Media Outlets in the South

SEOUL -? South Korea's government is chiding the North for a specific threat made by its military against some of the media in Seoul.

North Korea's military Monday threatened South Korea's major conservative media outlets, saying its soldiers had entered the latitude and longitude coordinates of their Seoul headquarters for possible attack.

South Korean reports say it is unprecedented for North Korea to publicly speak of map coordinates for specific targets.

This came in an ?open ultimatum? by the general command staff of the (North) Korean People's Army.

The message read by an announcer on Pyongyang radio and attributed to the North Korean army general staff, targets South Korean media for critical reports about recent children's festivals hailing new leader Kim Jong Un.

The broadcast says the military has already targeted for punishment specific South Korean media outlets which it names. The announcer says such ?fools, idiots and blockheads? will face retribution for criticizing the celebrations in the North.

One television channel in Seoul had compared the ceremonies to those of the Hitler Youth of Nazi-era Germany.

South Korea's Unification Ministry spokesman Kim Hyung-suk says it takes the threat seriously and calls North Korea's reaction way out of line.

Kim says the new military threat from Pyongyang is a significant challenge and provocation to freedom and democracy.

However, Yim Tae-hee - a former chief of staff to the current South Korean president, Lee Myung-bak - says Seoul should not over-react.

Speaking to correspondents, Yim - a declared presidential candidate of the ruling New Frontier Party - pleads for all to step back and put things in perspective. He says literally interpreting such threats could cause an erroneous move by Seoul in regards to relations with the North.

The two Koreas have no diplomatic ties. They have lived side-by-side for decades under an uneasy truce since their devastating three-year civil war in the early 1950's.

The South Korean capital, Seoul, with more than ten million people, is in the range of North Korean artillery.

Professor Ryu Gil-jae at the University of North Korean Studies in Seoul says a ?cyber? attack against the South Korean media is more probable than a military action.

Ryu says a competition is underway in North Korea among various entities to demonstrate their loyalty to Kim Jong Un and such belligerent rhetoric directed at the South is one part of this.

Two provocations blamed on the North in 2010 - the sinking of a South Korean military ship and the shelling of a small island - killed 50 South Koreans, mainly military personnel. The South Korean government has warned there will be retaliation by its forces if there are any additional attacks by the North.

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Good Customer Service ? 6 Essential Rules

This article has been viewed 26 times.

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FDA Asked to Take Ban Use of Pesticide for Head Lice - Drug Abuse -

? Drug Abuse ? Jun 02, 2012

Congressman Edward Markey (D-Mass.) has called on the FDA to ban the pesticide lindane as a treatment for head lice in children. Lindane is sold as Kwell shampoo and its generic versions.

In a letter to FDA Commissioner Margaret Hamburg, Markey pointed out that the EPA banned the pesticide - which has been linked with side effects from skin irritations to seizures - from agricultural use in 2006.

?Despite these actions and the known danger that lindane poses to human health, the FDA continues to allow the use of this insecticide as a treatment for head lice in children,? Markey wrote Thursday.

Although shampoos with the agent are FDA approved for the indication, the chemical is not listed as an approved therapy on the FDA?s webpage on treating head lice, and the CDC page notes that the FDA doesn?t recommend it as a first-line therapy. Nor does the American Academy of Pediatrics recommend it as a treatment.

Instead, the CDC and FDA recommend over-the-counter pyrethrins or prescription malathion or benzyl alcohol lotions.

Lindane is an organochlorine insecticide, most of which?including DDT?were banned in the 1960s and 1970s due to their neurotoxic effects. Several groups have also declared it a possible carcinogen, including the International Agency for Research on Cancer (IARC).

After EPA banned it from agricultural use, 160 nations also agreed to ban its use, according to Markey?s letter. California even nixed it as a treatment for lice and scabies in 2002 because of its potential effects on children and on the public water supply.

Sidney Wolfe, MD, of the consumer and health advocacy group Public Citizen, said his organization first called for a halt of pharmaceutical lindane use 37 years ago.

?It?s inexcusable that there?s such a double standard,? Wolfe told MedPage Today. ?It?s banned by the EPA, yet it?s allowed by the FDA. We shouldn?t be selling potent toxins that are too dangerous to be used as pesticides.?

In his letter, Markey asks FDA to address eight issues, including an assessment of the chemical?s long-term effects on children and whether it has had any environmental impact from being poured down drains.

An FDA spokesperson told MedPage Today that the agency will respond directly to the Congressman.

###

By Kristina Fiore, Staff Writer, MedPage Today

Provided by ArmMed Media

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Colorado department of public health and environment - HEALTH ...

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The Right Solution for Your Management In The Right Time - sbrexec

Management in every business is always important. Some people say that if you want to make sure that your business will run smoothly, the most important thing that you can do is more concerning about your management. There are so many companies and organizations which have serious problem with their management. How about you? Maybe you have already known about change management, right? Have you heard about management of transition? One thing that you have to know, this kind of management is really different from change management that you have already known. And it is also more complicated than you have imagined. It is not a simple thing to do transition in your management. I mean, it will be easier and simpler if you can find the right one that can help you to do that.

Well, Impact Executives is the one that really know the main problem that usually occurs in business. If you need professional help in doing Transition Management, you just need to contact Impact Executives and everything will be ready for you. Impact Executives has the professional teams who have excellent skills in managing this problem. This is the main reason why you do not need to hesitate if you need help from this company. What do you think about change management? Are you still confused about that? Do you need someone who can help you now? Well, Impact Executives also offer the best and expert change management consultancy that will give the best thing for your business, especially for your change management. You don?t need to use other services as long as you have used Impact Executives as your trusted management company.

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Setting up an LLC for your business | Ultimate Minds

Average:

Your rating: None

Of late, the Limited Liability Corporation, or LLC has become a popular legal structure amongst the small business owners who are willing to incorporate. The exact necessities differ from one position to the other; however, setting up an LLC seeking the help of small business lawyers can be a simple process. The fact is it can be formed in an hour depending upon the complication of the structure. So if you make inquiries me a question like how to start a LLC in Florida or any other state, then superior check out the following important steps required to form it at your place. It comes as per the limited liability corporation definition:

Obtain the copy of your state?s LLC Articles of Organization form or articles of incorporation Florida from your situation?s Secretary of Condition Office. Make sure you also give a declaration in any newspaper while bringing out the same for the Florida limited liability Corporation or Florida corp.

Select a name for your business as per your respective states rules for LLC business name which you opt for starting a business in Florida. Though the rule pertaining to name is pretty flexible, however, every situation has a list of some disallowed names like Company, Insurance, Incorporated, City and others which you are supposed to avoid.

Fill out LLC Articles of Organization form: This is usualy a simple process wherein you are required to notify your state regarding the particulars like name, principal office, business purpose, the registered agent address to get the legal documents. The moment you put down all the essentials as per your franchise agreements, pre-nuptial agreements, operating agreements for LLC and private placement memorandum, you are then necessary to submit your Articles of Organization form with a filing fee (40 -900 dollars).

That?s it, you are done. In legal terms, the process is over with these above steps . However, there is one very vital thing lost- creating the LLC Operating Agreement, these are not required at the time of legal filing. This can be done at the later stage the moment you are done with all your legal filings.

Create an LLC Operating Agreement which deals with management and financial responsibilities and rights of the LLC members. For instance, who would contribute in case the LLC requires more capital, when and how the business profits would be divided amongst the members and the terms and conditions for members to leave the LLC and so on? Even when you have members from your friends and family, make sure you answer these appropriately to avoid any dispute in future for your Florida incorporation services or Florida corporations or Florida division of corporations.

Author?s Bio:?

if you ask me a question like how to start a LLC in Florida or any other state, then superior check out the behind important steps essential to form it at your place.
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Video: Zimmerman?s bond revoked

A Paypal account that George Zimmerman failed to reveal to the court during the bond hearing was linked to a website Zimmerman created to raise money for his defense in the Trayvon Martin case. NBC?s Kerry Sanders reports.

>>> a developing story tonight in florida in the trayvon martin murder case. judge has ordered george zimmerman back to jail. nbc's kerry sanders is there. kerry, what happened?

>> reporter: well, lester, george zimmerman has been ordered to turn himself in to authorities in less than 48 hours . florida prosecutors say it was misrepresentation, deception and an outright lie that led to george zimmerman 's release on bond, following the killing of 17-year-old trayvon martin. zimmerman has pleaded self-defense. at issue a paypal account that george zimmerman failed to reveal to the court when the judge granted him bond. that account was set up with a website zimmerman created to raise money for his defense. at the bond hearing in april, zimmerman made no mention of the account, even though it had grown to more than $135,000. trayvon martin's family attorneys say this goes to the heart of the case, that if george zimmerman would lie to the court about this account then how can he be believed when he alleges what happened the night trayvon martin was killed in february? lester?

>> kerry sanders thank you.

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Celtics cool Heat to narrow series deficit

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